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Learn About Dave Peters Insurance Inc.
Out of all the things you have in your life, your health is one of the most precious, which is why it’s important to find insurance coverage to help protect it. We understand that Medicare, health, and life insurance are complicated for many. That’s why we focus on being your guides, answering your questions, and addressing your concerns—so you can feel confident in your protection.
Insurance alone only gets you so far. That’s why having an insurance advisor and advocate by your side is essential. When it comes to protecting your health and your life, you want guidance from a trusted and experienced source. Serving clients throughout Tennessee and Virginia, we focus on you and your needs—the risks that are unique to you and your family.
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At Dave Peters Insurance Inc. we exceed expectations.
The Solution to Your Insurance Needs
Providing a variety of Medicare and personal insurance solutions is what Dave Peters Insurance Inc. focuses on.
The Independent Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
Providing for Your Family
Risk Factor
Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?
Solution
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.
Mortgage Payments
Risk Factor
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.
Auto Payments
Risk Factor
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
Funeral Costs
Risk Factor
An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
Solution
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Risk Factor
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.
Solution
Life insurance can help support a surviving spouse during their retirement.
Protecting Your Small Business
Risk Factor
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
Solution
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Risk Factor
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Solution
Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.
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Our Clients Rave About Us
Check out our reviews and see why you should switch to Dave Peters Insurance Inc.
“I just wanted to write to thank you both for being so good to me. Every time I call, you all make me feel better. I always recommend you guys to everyone I come in contact with. I tell them that you all make me feel like family instead of a client.”
Michelle L.
“Thank you for helping us with our insurance problems. You were most helpful. When we need to make a change, you will be the first person we will call.”
Andy and Nancy J.
“Thanks for all your good help.”
Zenna H.
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Contact Dave Peters Insurance Inc.
Don’t like forms? Contact us at 423-477-8000 or dave@davepetersinsurance.com.
